Bank Officers, Directors, and Lenders

Ashley Burt, President and Director

Ashley was born in London, England, to Australian parents; he spent most of his childhood in Ann Arbor, Michigan. After moving to Colorado in 1989, Ashley attended Western State College in Gunnison, graduating with a degree in Business Administration and a minor in Accounting. A one year stint on the NorAm/Europa Cup mogul circuit convinced him of the need to get a “real job” in 1993. In 2010 Ashley completed his Graduate Degree in Banking, at the Pacific Coast School of Banking at the University of Washington – Seattle.

Ashley is President of the Gunnison Bank and Trust Company, an organization he has worked for in excess of 17 years. He also serves in a variety of Directorate roles for the State of Colorado and other organizations including: Colorado’s College Invest, a 529 plan managing over 4 Billion in assets. The State Banking Board, regulating our State Chartered Banking’s institutions. The Independent Bankers of Colorado, helping banking serve its purpose in Colorado. And, closer to home, the Community Foundation of the Gunnison Valley board of directors, as well as a variety of ad-hoc positions, committees, and volunteer roles.

A recovering Triathete, Ashley now spends his free time playing hockey, racing cars, and running a private school with his wife.


Kathy MacAllister, Credit Administration Officer

I was born in Chicago, IL. My family moved to Winter Park, CO in 1963 and bought a small cafe next door to the motel my grandparents owned. We ran the Carlson Cafe until 1997. As a result, I had a terrific youth as a 'ski bunny', hitting the slopes every chance I had. In my late teens, I spent two winters teaching Blind Skiers for the Winter Park Handicapped Ski program. I attended Western State College, taking summers and winters off to return to Winter Park and work in the cafe and, of course, ski.

Settling down in Gunnison, I started my banking career as a teller in 1980, and in 1981 I became an Emergency Medical Technician. I served as a supervisor for the Gunnison Ambulance service for 18 years, nights and weekends, while working days as a banker. During that time I was blessed with two terrific children, now 16 and 20. I am currently Credit Administration Officer at The Gunnison Bank. Because of my experience and overwhelming knowledge of loan documentation and compliance, I have so graciously become known as the “loan goddess” to my co-workers.

I also serve on the Board of Directors of the Gunnison Valley Hospital and have been on the RE1J School Board for over two years. I love living in the mountains and feel very fortunate to be a part of this community. See you on the slopes!


Melinda O'Neill, Operations Officer

Melinda does it all! bio pending.


Dianne Haberman, Cashier and Director

I am one of the increasingly rare people who haven’t moved around much during my lifetime. I was born and raised in Denver, graduated from Western State College here in Gunnison, and vowed I would come back to Gunnison to live permanently at some point. My husband, who I met at college, felt the same way too. After a 20 year detour through Denver and Carbondale, Colorado, we moved back to Gunnison.

After college, I spent ten combined years in the accounting departments of an oil & gas company and a cheese manufacturer. The next 16 years were spent as a CPA specializing in income tax. I joined the Gunnison Bank in 2005.

In my tenure at The Gunnison Bank, I have been impressed by the quality of service and the attention given to our customers. Of course, that is why we’re here!

The Gunnison Valley offers me plenty of the recreational activities I love, hiking, skiing, biking, and the small town atmosphere I enjoy. I’m active in the Gunnison Valley Animal Welfare League and at Community Church. My husband and I spend quite a bit of time “roughing it” at our cabin just outside of town where there is no running water, no electricity, and no phone service!


Chad Zummach, Vice President

I was born and raised (to play golf) in Sheboygan, Wisconsin… GO PACKERS!!!!! In 1995, I graduated from Sheboygan North High School and went on to Western State College. During my time at Western, I was the President of the Western State College Freestyle Ski Club, a graphic designer for Pathfinder Magazine and an advertising sales representative for The Top O’ the World newspaper. When I wasn’t cramming for an exam or writing a paper, I was skiing, mountain biking and rock climbing. In 1999, I graduated from Western State with a degree in Business Administration, an emphasis in Entrepreneurship and luckily, no broken bones. After graduating, I moved to Denver to pursue a career in Graphic Design. After 6 months of the “big city life”, I realized that I was a “small town boy” at heart, so I moved back to Gunnison.

After working as the art director for a local print shop for a short period of time, I started working at The Gunnison Bank and Trust Company as a management trainee in May of 2003. I have been working for the Bank ever since, enjoying every minute of it, thanks to my friendly and knowledgeable co-workers. After working as the Assistant Branch Manager in Crested Butte, I was promoted to Branch Manager of The Crested Butte Bank. My duties include lending, marketing, and having fun with our great staff. I am also a member of the IBC Career Banker Network and have just completed the Gunnison Valley Leadership Program.

Outside of the bank, I am enjoying life in my new home with my beautiful wife, Melinda and our three pets; Charlie the horse, Bear the dog and Juicy the cat. Melinda and I are looking forward to a long life in the Gunnison Valley enjoying all the wonderful things this community has to offer. See you out on the trails!


Tina Kempin, Branch President, The Crested Butte Bank

Tina was born and raised in St. Louis, MO and earned her Bachelor’s Degree from the University of North Carolina at Chapel Hill. Tina has been with The Crested Butte Bank since July of 2002, and she currently serves on the Board of Directors of the Adaptive Sports Center and Crested Butte Search and Rescue. Tina also volunteers as an EMT-Intermediate for the Crested Butte Fire Protection District. When she’s not working or volunteering, you can usually find Tina racing bikes or skiing.


Beth Ware, Mortgage Department Manager

I was born in Pontiac, Michigan and relocated to Colorado Springs when I was nine years old. In 1991 I married Eddie Ware, a Gunnison native, and moved to Gunnison in 1992. I graduated from Western State College in 1995 and found that Gunnison was too good to leave. I am thrilled to say that I have found a career I love and enables me to live in this wonderful community!

Eddie and I have three daughters and enjoy the wonderful opportunities that this community provides for us and our children. We enjoy many outdoor activities including golfing, skiing and home improvement projects!

I have been in the lending business since 1995 and have found that it keeps me challenged each day. I have enjoyed years of helping people to realize their dreams of owning a home or business in Gunnison County. I am excited to be a part of the Crested Butte Bank mortgage department which offers the experience and flexibility necessary to provide the highest level of customer service to each of our customers!


Mark Ewing, Mortgage Lender

Bio pending


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